Fees that you can understand.

As a small firm, I don’t need to set high fees to cover high overhead expenses like larger firms do. I do not receive any incentives, so I can always act with your best interests in mind. Before working together, we will review your situation and agree on a fair fee, which will be reflected in our agreement.

In most cases, the total cost for life planning and wealth management services is well below the industry average.

Fees are determined based upon several factors including the amount of assets placed under management, account composition and the complexity of your individual needs. While I do not have a strict minimum, fees generally start at $2,500 per year.

Clients may elect to hire me solely for Financial Consulting or a Second Opinion. Initial Financial Consulting fees start at $2,500.

How do my fees compare to what you are paying now?

It’s not very easy to find out what you are paying to your bank, broker or insurance agent. You might even hear that you are not paying anything. Not true.

  • Hidden fees are quite common, but unfortunately, are not fully disclosed, or are hidden in long documents. Some examples are “loads”, “wrap fees” and “12b-1 fees”.

  • Some advisors utilize third-party managers to manage your portfolio. This means you pay a fee to your advisor and to the third party manager. Also, you may be charged an additional fee for planning.

  • Brokerage firms and insurance agents receive commissions that are built into the products they sell you. You may not see or hear about the fees, but they are certainly there.

  • Many advisory firms have rigid asset-based fee schedules that charge the same fee to a large account as they do for a much smaller account. While it often doesn’t require much more time to manage the large account, the difference in fees paid is substantial.

My mission is to always deliver outstanding service and valuable advice that are worth far more than the cost.

Ready to get started?