As we guide you through each step of the plan creation and implementation process, you will realize a wonderful sense of accomplishment and relief. Like a weight has been lifted off your shoulders.

Step 1:  Initial Call

This is the first step, where we schedule a time for a brief conversation to get to know each other and determine if we have a good fit. You'll tell us where you want to go, and we'll explain how we can help you get there. 

Step 2:  Discovery

The second step in the process where we begin working together and take a deep dive to discover more about you, your goals and your objectives. The discovery process is robust and thorough, leaving no stone unturned. Your investment portfolio, retirement plans, insurance coverage, tax planning, estate planning, as well as any additional areas are thoroughly reviewed. 

Step 3:  Investment Plan

This step is where it all comes together for you. Your written road map is created for achieving your goals, and implemented with careful attention to detail. The focus will be on answering important questions such as: 

  • Will you have enough money to last your entire lifetime?

  • If you get hit by a bus tomorrow will your family be OK?

  • What if the market dives? Will you still be alright?

  • Are you paying too much in taxes?

  • Can you improve your investment portfolio to better align with your goals?

  • Can you afford long-term care for yourself or your parents?

  • How do you best transfer assets to the next generation?

We develop asset allocation models based upon your unique risk tolerance,  We carefully select low cost, high quality securities and seek to maximize the tax-efficiency of your portfolio. Saving money on investment costs and taxes helps ensure a higher overall investment return.  

Step 4:  Monitor, Review and Update

Going forward your progress is measured, and your portfolio and planning are monitored and updated on a regular basis. After all, life is unpredictable, and change is inevitable. You will receive regular reviews, customized reporting and thoughtful conversations, of course.  

If this sounds good, the next step is to learn about our experience in working with clients like you.